12 free tools · No sign-up

Financial Calculators

Pick the question keeping you awake — move the sliders, read the answer in plain language.

Borrowing and Buying 5 Saving and Planning 4 Running a Business 3

Borrowing and Buying

Mortgage Calculator

What would this house actually cost me each month?

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Loan Affordability

How much can I sensibly borrow?

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Home Buying Readiness

Am I ready to buy yet?

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Car Loan and Running Costs

What does this car cost me over five years?

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Debt Payoff Planner

What is the fastest way out of these debts?

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Saving and Planning

Savings Goal

When will I get there — and what if I saved more?

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Emergency Fund

How much cushion do I actually need?

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Retirement Planner

Will what I am putting aside be enough?

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Family Growth Planner

What does a growing family cost us?

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Running a Business

Business Loan and Coverage

Can the business carry this loan?

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Break-Even Point

How much must I sell to stop losing money?

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Cash Runway

How long does the money last?

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Private by design Every calculation runs in your browser. Nothing you type leaves your device unless you ask for an explanation — and then only the figures go, never your name.

Explained, not just computed Each field carries a hint, each result an interpretation. Ask "explain my numbers" and an adviser walks you through what the figure means.

Standard, checked maths The same amortization and time-value formulas a lender uses, covered by an independent test suite rather than trusted on sight.

What These Tools Do and Don't Do

Every calculator uses standard, published finance maths — the same formulas behind a lender's quote. What none of them can do is quote you: rates, fees, tax treatment, and eligibility differ by country, institution, and circumstance. Treat each result as a well-informed estimate whose real value is the questions it tells you to ask.

Important: This is educational information, not financial advice. Confirm the figures with a qualified adviser or your lender before you commit to anything.

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